Credit Analyst

ENVIRONMENT:

SUPPORT the credit function process for fixed income products and analysis of credit as an asset class as the next Credit Analyst sought by a dynamic Fund Management Firm. You will contribute towards Fixed Income research and the management of FI portfolios. The successful incumbent will preferably be qualified as a Chartered Accountant or possess a BCom Accounts/Business Science – Finance/Economics/Actuarial/Quantitative Management or Chartered Financial Analyst tertiary qualification with relevant work experience in a similar role including experience in the debt investing environment, have exposure to financial markets and proficiency in Excel & Bloomberg. Applicants must be willing to travel around the country to meet with issuers if necessary.

 

DUTIES:

• Liaise with arrangers, issuers and ratings agencies on upcoming and existing bond issuances.
• Investigate new entrants to the bond market and conduct research on similar organisations globally if necessary.
• Investigate creditworthiness of banks and other lenders, corporate and government-related issuers.
• Analyse financial statements to assess the creditworthiness of the entity.
• Advise on appropriate through-the-cycle pricing for new and currently held instruments on a total return basis.
• Analyse legal documentation relating to bond issues and if required, following up with internal legal counsel.
• Report to the Internal Credit Committee on credit exposures and developments.
• Assist other members of the Credit team with operational tasks and analysis.
• Contribute to investment decisions made by the team
• Analyse and understand economic cycles and interpret economic variables.
• Valuation and dealing in fixed income assets.
• Perform Quantitative Analysis on various assets and markets.
• Analyse yield curves and calculate break-even levels.

REQUIREMENTS:

Qualifications –

• Chartered Accountant / BCom Accounts / Business Science – Finance, Economics, Actuarial, Quantitative Management or Chartered Financial Analyst.

Experience/Skills –

• Relevant Credit Analysis work experience.
• Strong accounting experience – Articles.
• Proficient with Excel and Bloomberg.
• Experience within the debt investing environment.
• Exposure to financial markets.
• Investigative work experience.
• Must be willing to travel around the country to meet with issuers if necessary.

ATTRIBUTES:

• Passion for credit and the bond market.
• Proactive self-starter.
• Confident.
• Motivated to prove themselves for performance-based rewards.
• Able to work under pressure.
• Willing to collaborate and work well within a team environment.
• Strong technical ability to analyse financial instruments.
• Able to present themselves articulately.
• Strong attention to detail.
• Smart, insightful, passionate about markets, self-starter.

While we would really like to respond to every application, should you not be contacted for this position within 10 working days please consider your application unsuccessful.

COMMENTS:

When applying for jobs, ensure that you have the minimum job requirements. OnlySA Citizens will be considered for this role. If you are not in the mentioned location of any of the jobs, please note your relocation plans in all applications for jobs and correspondence. 

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